He aha te mea nui o te ao.

He tāngata, he tāngata, he tāngata


What is the most important thing in the world?

It is people, it is people, it is people.

Who we are 

Gisborne Budget Moni Ora is a non-profit organisation​​ that is committed to helping people

plan better to live better.

We offer free support that is professional and confidential.

It is our aim to help people build financial capability and resilience

by finding workable solutions to the financial challenges they face

- without judgement - without telling anyone what to do.

What We Do

Moni Ora offers free budgeting advice to people who want help. We help people make a money plan that is simple, verifiable, and flexible. A financial mentor will help draft a money plan that includes debt repayment, a budget, a spending plan and will show you how to use it. 

Our budget service is for individuals and households - not business or commercial finances.  Often people who come to our door are in financial crisis and are seeking help with a hardship application but we also help those who just want to do better. 

A financial mentor can talk to your creditors on your behalf and draft a verified budget to negotiate payments that you can afford. A mentor can: 

  • determine what you can (& can't) afford

  • help you talk to your creditors 

  • provide a verified budget to prove your financial position  

A mentor will teach you how to track your spending, monitor your money, and make adjustments to your plan when you need to. Having these skills gives us resilience so we can recover quicker from difficult times. 


Whether you're trying to cope with unexpected expenses, juggling bills, or drowning in debt a qualified financial mentor can help you find solutions that work for you. Talking about money is not always easy, but sharing your worries with a qualified financial mentor can reduce your stress. 

But be warned: A Financial Mentor is trained to ask the hard questions to get to the bottom of any problems and find workable solutions. This may cause short term discomfort in the interest of living better

Booking an appointment ensures that a financial mentor will have dedicated time for you.

Contact Moni Ora to book a FREE face to face session with a qualified Financial Mentor who will support you to work through your money worries. To book an appointment phone 06-867 7173 or come into the service between 9.30 am & 4.00 pm, Monday to Friday. 


At times, our door is closed for training or when all our staff are with clients,

which means you may need to come back later or phone to leave your details for a call-back. 

Apologies for any inconvenience & ngā mihi nui, for your patience.

‘a verified budget strengthens your case’

Talk to us

Phone 06 867 7173

SMS 027 8432 868


Nau mai haere mai

48 Cobden Street, Tūranganui-ā-Kiwa, Gisborne

Open weekdays 9.30am to 4.00pm

Tō tātou Code of Ethics




Noho Haepapa


te Tiriti


to respect

to support

to talk privately

to be accountable

to support staff




48 Cobden Street


PO Box 1220, Gisborne 

Contact Us

Gisborne Budget Moni Ora is an autonomous non-profit organisation that exists to build financial capability in Tairāwhiti. 

Gisborne Budget Service is an incorporated society

and a registered charity, CC28561

About Us