He aha te mea nui o te ao.
He tāngata, he tāngata, he tāngata
What is the most important thing in the world?
It is people, it is people, it is people.
Who we are
Gisborne Budget Moni Ora is a non-profit organisation that is committed to helping people
plan better to live better.
We offer free support that is professional and confidential.
It is our aim to help people build financial capability and resilience
by finding workable solutions to the financial challenges they face
- without judgement - without telling anyone what to do.
What We Do
Moni Ora offers free confidential household budgeting support to individuals and families who want help.
Talking about money is not always easy, but sharing your worries with a mentor can reduce your stress.
So whether you're trying to cope with unexpected expenses, juggling bills, or drowning in debt a qualified financial mentor can help you find solutions that work for you.
We will help you make a simple, flexible money plan that includes goals, debt repayment, a budget, and a spending plan.
Then we will show you how to monitor your plan, keep track of spending, and make adjustments when you need to.
Having these skills builds resilience and allows us to recover quicker from difficult times.
A financial mentor can talk to your creditors on your behalf and draft a verified budget to negotiate payments that you can afford. A mentor can help you:
determine what you can afford
talk to your creditors
provide a verified budget to prove your financial position
If you require a verified budget you will be asked to provide evidence of your finances (bank statements etc). At Moni Ora we have computers are available for you to access online accounts and print off any relevant information.
Typical budgeting sessions are about 60 minutes and can include drafting a budget worksheet and debt management. Booking an appointment ensures a mentor will be available for you.
Be warned: A Financial Mentor is trained to ask the hard questions to get to the bottom of any problems to find workable solutions. This may cause short-term discomfort in the interest of living better.
Booking an appointment ensures that a financial mentor will have dedicated time for you.
Contact Moni Ora to book a FREE face-to-face session with a qualified Financial Mentor who will support you to work through your money worries. To book an appointment phone 06-867 7173 or come into the service between 9.30 am & 4.00 pm, Monday to Friday.
At times, our door is closed for training or when all our staff are with clients,
which means you may need to come back later or phone to leave your details for a call-back.
Apologies for any inconvenience & ngā mihi nui, for your patience.