Moni Ora is a non-profit organisation that is committed to
helping people Plan better to Live better.
We are a small team of qualified Financial Mentors who offer free professional and confidential budgeting support to individuals and families who want help.
It is our aim to help people build financial capability and resilience
by finding workable solutions to the financial challenges they face.
What We Do
Whether you’re trying to cope with unexpected expenses, juggling bills, or struggling with debt, a Moni Ora Financial Mentor can help you find solutions that work for you. We understand that discussing money can be a deeply personal and challenging topic, but sharing your concerns with a mentor can help ease your stress.
Sessions are face-to-face, private and confidential with a qualified financial mentor who listens without judgement. A session allows you the space to step away from the busyness of your life to focus on your money - an hour of dedicated time with the support of a mentor to look at your finances and see how things can be better.
Moni Ora uses a range of tools, from traditional budgeting worksheets to asking the right questions that get to the bottom of any worries. Some questions are challenging and uncomfortable, but necessary to start planning better. A mentor gathers all the necessary information to show your financial position accurately.
A mentor is trained and experienced in building a case to achieve better outcomes, which may include creditor negotiations, hardship applications, and/or microfinance options, and even accessing other support services to address wider issues impacting cash flow.
Using budget worksheets, Mentors work with you to clarify your financial position and explore options. In times of hardship, a mentor can support by
-
Contacting creditors
-
Providing verified budget worksheets to prove your financial position
-
Negotiate affordable payment arrangements.
When the budget is stabilised, your Moni Ora Financial Mentor can show you how to monitor your plan, keep track of spending, make adjustments when needed and plan for future goals.
Having these skills builds resilience and allows you to recover quickly from difficult times.
At Moni Ora, we help you plan your money to reach your goals.
Whether you're in crisis, need help managing debt, or want to plan a better future, our Financial Mentors are local and here to support you.
