top of page

He aha te mea nui o te ao.
He tāngata, he tāngata, he tāngata

What is the most important thing in the world?
It is people, it is people, it is people.

Who we are

Gisborne Budget Moni Ora is a non-profit organisation​​ that is committed to helping people

plan better to live better.

We offer free support that is professional and confidential.

It is our aim to help people build financial capability and resilience

by finding workable solutions to the financial challenges they face

- without judgement - without telling anyone what to do.

What We Do

We're not here to tell you what to do, we're here to give you options so you can see things in a way that you may not have thought about.
Things always seem easier when you have options. 

Moni Ora offers free confidential household budgeting support to individuals and families who want help.

Talking about money is not always easy, but sharing your worries with a mentor can reduce your stress.

So whether you're trying to cope with unexpected expenses, juggling bills, or drowning in debt a qualified financial mentor can help you find solutions that work for you. 

We will help you make a simple, flexible money plan that includes goals, debt repayment, a budget, and a spending plan.  

Then we will show you how to monitor your plan, keep track of spending, and make adjustments when you need to.

Having these skills builds resilience and allows you to recover quicker from difficult times. 

A financial mentor can talk to your creditors on your behalf and draft a verified budget to negotiate payments that you can afford. A mentor can help you: 

  • determine what you can afford

  • talk to your creditors 

  • provide a verified budget to prove your financial position  

If you require a verified budget you will be asked to provide evidence of your finances (bank statements etc). At Moni Ora we have computers are available for you to access online accounts and print off any relevant information. 

Typical budgeting sessions are about 60 minutes and can include drafting a budget worksheet and debt management. Booking an appointment ensures a mentor will be available for you.

Be warned: A Financial Mentor is trained to ask the hard questions to get to the bottom of any problems to find workable solutions. This may cause short-term discomfort in the interest of living better

Booking an appointment ensures that a financial mentor will have dedicated time for you.

Contact Moni Ora to book a FREE face-to-face session with a qualified Financial Mentor who will support you to work through your money worries. To book an appointment phone 06-867 7173 or come into the service between 9.30 am & 4.00 pm, Monday to Friday. 


At times, our door is closed for training or when all our staff are with clients,

which means you may need to come back later or phone to leave your details for a call-back. 

Apologies for any inconvenience & ngā mihi nui, for your patience.

‘a verified budget strengthens your case’

Tō tātou Code of Ethics




Noho Haepapa


te Tiriti


to respect

to support

to talk privately

to be accountable

to support staff

Talk to us

Phone 06 867 7173

SMS 027 8432 868

Nau mai haere mai

48 Cobden Street, Tūranganui-ā-Kiwa, Gisborne

Open weekdays 9.30am to 4.00pm

Nau mai ki te kōrero
bottom of page