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Plan better Live Better

Budgeting made easy

Moni Ora recognises that the way we handle our money has an impact on every part of our wellbeing

Coping with unexpected expenses, juggling bills, going through a rough patch?

Trying to save but somehow, "it just keeps disappearing"

Managing money can be stressful.

A qualified financial mentor can help you find solutions that work for you.


Kōrero kanohi ki te kanohi.

Confidential sessions, face to face.

A Financial Mentor supports people to address the challenges of making ends met.

  • Fine-tune your household budget

  • Pay off debt

  • Hardship applications 

  • Save something for a rainy day 

  • Plan better Live Better 

Private, confidential, free

Courses to build financial knowledge, confidence and resilience.

Get together with others to talk about money and finances.

Facilitators design a programme to cover the things that your group wants to know. 

  • Your Money Personality 

  • Needs. Wants. Dreams. Goals.

  • Borrowing and Debt.

Sessions are free of charge

Holistic support with a wraparound service approach. 

A Kahukura walks beside whānau to address any wider issues that are causing concern.

It might be going along to WINZ, or the bank. Or it could be finding other services to help with non-financial concerns. 

  • Intensive support for complex needs

  • May include budgeting services

Private, confidential, free


If you are worried about money & want to talk to someone you can call us on 06-8677173

A financial mentor will book a time with you that suits you both.  

Kanohi ki te kanohi

Monday to Friday 9.30am to 4pm

To keep everyone safe, we ask that:

  • If you’re sick, stay home. Don't come into the service. Please phone and let us know that you are unwell and we will reschedule your appointment.

  • If you’re concerned about your well-being or have underlying health conditions, please let us know and we can offer alternatives to service-based sessions.

  • Take responsibility for your hygiene. 

  • Take responsibility of your own contact tracking.

Face to face, phone & online  support options

Beside you on the path to financial wellbeing

Moni Ora is about financial well-being. 

It's about being comfortable and safe, which means

having enough to meet basic needs and feeling satisfied.

Moni Ora is living well. 

Many people believe that being on a budget means not having the things that you want. The truth is…

a budget plan helps you get the things you want.

It’s about being intentional about how you spend money and taking control over your finances to stay focused on what is important to you.

Plan better Live Better

Talk to us

Phone 06 867 7173

SMS 027 8432 868

Nau mai haere mai

48 Cobden Street, Tūranganui-ā-Kiwa, Gisborne

Open weekdays 9.30am to 4.00pm



48 Cobden Street


PO Box 1220, Gisborne 

Contact Us

Gisborne Budget Moni Ora is an autonomous non-profit organisation that exists to build financial capability in Tairāwhiti. 

Gisborne Budget Service is an incorporated society

and a registered charity, CC28561

About Us